Coverage You Need
Term Life Insurance offers a simple and effective way to secure coverage. By paying a regular premium for a set term, you ensure that your family will receive the benefit amount if you pass away during this period.
Flexibility to Change Your Mind
If you change your mind, you can cancel your policy within 10 days and receive a full refund. After this period, you can stop paying premiums at any time, and your policy will terminate without any penalties or further obligations.
Instant Coverage
After completing your application and finalizing your purchase, you can download your policy and enjoy immediate coverage subject to terms and conditions.
Personalized Service
Our dedicated agents are here to guide you through the entire process, from selecting the right coverage to answering any questions you may have. Experience a personalized approach that prioritizes your needs.
Customizable Coverage
Our Term Life Insurance can be tailored to your specific needs. Choose from your coverage amount and term to create a plan that perfectly aligns with your financial goals and personal circumstances.
Commitment to Privacy
We are dedicated to safeguarding your personal information. Rest assured that all details you provide are handled with the utmost confidentiality and are protected by strict privacy measures.
Lifetime Coverage
Enjoy peace of mind knowing you're covered for life. Amoré Life Insurance ensures that your protection lasts as long as you do, with conversion options for permanent coverage that never expires.
Trust in You
We trust that you will complete the application truthfully. Your honesty ensures a smoother process and helps us provide you with the best possible service without the need for additional tests.
Tax-Free Benefits
Your loved ones can receive the full benefit amount without worrying about taxes. Amoré Life Insurance payouts are typically tax-free, providing financial security when it's needed most.
Transparent Process
We believe in a straightforward approach. Our application process can be done in the comfort of your home. It is designed to be clear and transparent, with no hidden fees or complicated jargon, making it easier for you to understand and manage your policy.
7 Things You Should Know
1. Your premiums are guaranteed for the term of the policy. They will not increase.
2. A 30-day grace period is provided for premium payments, giving you peace of mind and extra time to make payments without worrying about losing coverage immediately if a payment is missed.
3. At the end of the policy term, your policy will automatically renew at a higher premium to ensure continuous coverage, even if your health changes. If you remain in good health, you may want to explore new policy options and cancel the existing one. We will contact you before the term ends to discuss your choices.
4. Please ensure that the information you provide is accurate and complete. Inaccurate details may affect your eligibility for coverage. Your honesty and attention to detail are crucial for a smooth process.
5. You will receive a life insurance benefit: this pays a lump sum up to $2,000,000 if you die from any medical or accidental cause, subject to the terms and conditions of your policy.
6. You will receive a fracture benefit: this pays a cash lump sum of $1,000 if you, your spouse, or your children suffer a fracture from an accidental injury.
7. Your insurance policy will be underwritten by Humania Assurance Inc.